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Installments with pagsmile
Immensely popular in Latin America. Interest-free for the buyer and are collected month-by-month or anticipated by the merchant.
Start now
First choice in LatAm
Known as parcelas in Brazil, cuotas in Argentina, meses sin interés in Mexico, this is the most popular payment method in the region.
In Brazil, they accounted for 80% of USD14.4 billion ecommerce payments.
The merchant can anticipate the payment of the full amount but this generates a fee which is charged by the acquirer, depending on amount and volume.
80 M Brazilians
gain purchasing power
60 % of Mexicans
prefer buying with installments
77 % of Argentine
households are paying installments
How it works
Consumer makes a purchase
A fixed amount will be discounted every month
Merchant can choose to anticipate the amount by paying a fee
Why your company will benefit
A practical example:
the average laptop computer in Brazil costs around USD 580
that is almost 3x the minimum wage salary (~USD 200/month)
40% of the working population earns less than the minimum wage
Yet over 77% of Brazilian households own a laptop computer
How is that possible? You guessed it, installments.
Onboarding
How to start
We have an easy and clear onboarding process that will set your business for success.
1
Click ‘begin’
and fill in a short form. One of our payment experts will then get in touch to understand more about your business.
2
Get set
in our test environment so you can get to know our infrastructure
3
Create account
by signing a single contract and passing our KYC and AML tests
4
Onboard
onto our platform. You’ll then be able to activate your merchants using our easy-to-use portal or via API
5
Start converting
across borders and locally with your Pagsmile-powered payment methods
6
